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Obtaining financial and other licenses
Launching a regulated FinTech business takes more than a strong product: it takes the right licence, in the right jurisdiction, supported by a clean and well-prepared application that a regulator will actually approve. Averium provides the full pack of legal services for obtaining financial and other licences across the UK, the EU and EEA, the countries of the Asian region, and other jurisdictions.
We cover the licences that matter most to payments, FinTech and digital-asset businesses: e-money institution (EMI) and payment institution (PI / API / SPI) authorisations; crypto-asset service provider (CASP) licences under MiCA; gambling and betting licences; and investment-firm licences. We prepare all the necessary documentation, help you find and hire the qualified personnel, build the compliance framework, and support the entire process through to authorisation.
How a licensing project works:
01
Scoping and jurisdiction selection
We map your business model to the right licence type and to the jurisdictions where it can realistically be obtained and passported across the EEA.
02
Company and substance setup
Incorporation, governance, local substance and the qualified personnel a regulator expects - directors, an MLRO and other key function holders.
03
Documentation and compliance framework
Business plan, financial projections, AML/KYC policies, safeguarding arrangements and the full application file, prepared to the regulator's standard.
04
Submission, regulator dialogue and authorisation
We file the application, manage the back-and-forth with the supervisory authority, and steer the project through to the licence being granted.
Services we provide in licensing:
- EMI (e-money institution) licence applications
- PI / API / SPI (payment institution) licence applications
- Crypto-asset service provider (CASP) licensing under MiCA
- Gambling and betting licences
- Investment-firm and other financial licences
- Preparation of the full application file and supporting documentation
- AML/KYC policies, safeguarding and the compliance framework
- Assistance with finding and hiring qualified personnel (directors, MLRO, key staff)
- Liaison with regulators and support throughout the authorisation process
We are ready to take on non-standard projects
Averium specialists run licensing projects end to end across the UK, the EU and EEA, Asia and other jurisdictions, and will be glad to guide you from the first scoping call to the licence in hand.
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with us
Tell us about your problem and our team will reply within one business day.